When a credit
seeker looks firs time for the west
credit, he is not sure how to get it on good rates. Even if through some
help they get credit on good terms, they don’t know the importance of a good west credit score and how to maintain
it. Maintaining a good credit score is damn important and failure in doing so
can bring lots of trouble. Having a good west
credit score is not that difficult if it’s taken care of since the
inception of credit.
Keep monitoring
credit report
It is very
important to keep track of west credit
report. It is the duty of every credit holder to obtain his credit report on a regular
basis from the authorized agencies. It is not bad to keep check on your credit;
in fact it conveys the image of a responsible person. Check on reports about
any errors or flaws like undue payments, wrong late payments and mistaken
penalties and for any pending payment that does not belong to you. These may be
very small mistakes but together they can create a very bad west credit score. Get them correct on
as soon as possible basis.
Pay credit card
bills on time
This is one of
the common mistakes that people make. Not paying west credit card bills can have a very bad impact on west credit score. Besides that, not
paying bills on time will add a markup and a penalty to the actual payment. It
is necessary to keep check on your bills and pay them on time. This at times
result in some perks from the creditor.
Don’t close the
credit account
Suppose you have
more than one account for the west
credit card and you have dues on them. It would be very foolish thing to do
if you close any of the accounts without clearing the dues. Closing the
accounts with dues on them is not a good solution. It will bring a credit score
down and also decrease the reliability of the credit holder. I am not saying
that have only one account or don’t have west
credit card at all. Have them all but in a properly managed way. A person
with no credit card will have a low credit score as compared to the person with
managed credit cards and accounts. So, first pay off all the liabilities and
dues and then close the account you want.
Contact the
creditor or credit card issuing bank
In case of any
trouble in maintaining a good west
credit score, it is better to discuss it with the creditor. Instead of not
paying and having penalties, discuss the problem with the creditor as soon as
it occurs. A creditor may offer some alternative plan that can be of help to
the credit holder and can save him from being a defaulter.
For all the new
and old credit holders, it is very important to understand the importance of a
good credit score. A good credit score can earn lots of benefits to the scorer
in time of need.
Other Useful Readings:
Other Useful Readings:
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